June 29, 2012

It all happens for a reason...
TerryJune 29, 2012 0 comments

Here I am sitted in my Eiffel tower, enjoying the bliss and waiting for the D-Day, Yeeeeaah! I did it!
Another comes, shows me building erros and cracks in my tower, Oh no, I'm going to faint. How now? Why now? But I was relaxing my head and feet in the clouds without realising one of my core builders was present in body, not so much in workmanship :) I start to worry and run around, get to do a little bit of disaster preventing, sealing of the cracks and total rebuilding of some walls.

I'm glad somebody noticed this early, I would have been swallowed next week. It ain't pretty nor easy, but I'm getting to it myself, I'm getting my hands dirty.

As I reflect, I realise how grateful I am that the error was noted. I can't handle the noise and the heartbreak that would have happened.

Thank you God, I am giving thanks in this tough situation. At least I have the two Leutinants I knew would have my back in this project with me, Bless their souls.

When D-Day comes, all will be well because now I'm firmly of the ground, so are my feet and head. I can afford to :)

In every situation  give thanks

June 25, 2012

Multiple Sources
TerryJune 25, 2012 0 comments

I was reading this month's issue of Parents Magazine in the salon as I had my hair braided. One of the articles that really struck me is on financial freedom - having multiple sources of income (MSI). MSI is where you have various ways that money flows in to your bank, or mattress, account.
The author writes that MSI is how billionaires go from being rich to being wealthy. Even Tele-evangelists have MSIs - the viewers-  that is why they drive big cars as you tarmac after 'planting a seed'. Interesting, huh!


The article really got me thinking ... I want to move to a better  neighbourhood, take my children to better schools, travel all over the world e.t.c Yet with the calculations I have done, my salary prospects and that of Mr., all these things are a pipe dream and will need some sort of miracle like someone throwing a bag full of dollars over my fence, or money raining in my backyard. But with MSIs, it all seems possible now.

I am going through my old diaries and files dusting all the business plans I had when I was younger. I gotta get on the MSI train for me to able to accomplish my financial dreams.
According to my online search on the MSI concept, In essence, MSI does not advocate having lots of work to do at the same time, rather it emphasizes letting your money work for you. You just have to set it up, and once it is up and running, you can relax and enjoy while your money grows on its own.

Jeremy Enke says "the benefit of having multiple streams of income is that you can constantly change your focus and give more effort to the revenue streams that are performing best for you at the time. Nothing is better than receiving several payments each month from various business ventures. Undoubtedly many of an entrepreneurs new projects or experiments will fail or produce negative Returns On Investment. If your diversified and have these multiple sources of income however your business should be able to absorb the losses on the smaller projects."

The way to go about it if you are employed is stay in your job whilst it provides you with a steady paycheck. But whilst you are gainfully employed and using your monthly savings to build up your investment assets, consider too how you can make use of your skills, talents and abilities outside of your working hours.


MSI is a powerful concept and can make significant impact on our lives if we apply it. It is not necessary whether we learn it from a wise and wealthy person. As long as you have appreciated its importance, begin practicing it now, at least from where I stand.

June 22, 2012

Mid-Year re-evaluation
TerryJune 22, 2012 0 comments

I have a vague idea of what my new year resolutions were. I'm sure I can even find a blog post on that somewhere here, but ... moving along ...

I have to admit, no matter how embarrassing and difficult it is, I have some nasty habit that I still haven't gotten over. I need to stop, take stock of my progress this year then strategise on how to proceed. I am not a strategy person, never have been, but I gotta do what I gotta do to 'kill' these habits and move on towards the next half year victoriously!

Just read some tactics I could use to get me there http://www.blogher.com/five-easy-ways-keep-your-resolutions  hopefully I'll faithful to them and see how much progress I make.

May be the way to go about it is make it like project objectives; Specific Measurable Attainable Realistic and Timebound. Yeeeah, I think that's what I'll do.
God give me the strength to overcome,once and for all!

May 29, 2012

Women: the real power?
TerryMay 29, 2012 0 comments


I have just read this tweet:

"@xyzjohndoe Women will never be as successful as men because they have no wives to advise them. Discuss (20mks)"> NO #thewifesadvice


First reaction: whaaat? Are you trying to say that we (women) are lagging? After calming down, I realized the tweet actually holds water.

Today my lecturer came to class late, looking dishevelled and with grandiose stains on the pits of his shirt. After class, my friend Rhoda and I were chatting to another classmate who came in today for the first time. In ‘updating’ her, we told her all about the lecturer, his family, his teaching methodology and all he had told us about himself. Her first response was “You mean he has a wife? He wasn’t dressed like he has!”We went on to explain that his wife was in the USA. 

FYI - My lecturer doesn’t always dress like that, usually he is very smart but I guess today was a bad ‘dress’ day. The new student was nothing like you’d imagine based on her comment. She is young, smart, urban and clearly upwardly mobile.

These two instances (the re-tweet and lecturer’s dressing) I think are in tandem. Whether we should let it be so or not is a whole different argument. So, we (women) rule the world, from the back end at least!


May 20, 2012

Keeping on
TerryMay 20, 2012 0 comments

Doing a mental review of my 2012 resolutions. I'm doing good, yeeeah! However,,,, it seems there's one area that I'm really slacking on. I have enough excuses to justify why, or not, but I hope to get to it sooner. in fact, after I'm done with this post, mmmhhhmm.

May 9, 2012

Life's lessons
TerryMay 9, 2012 0 comments

I have learnt a lot of lessons the past month, and some enforcements to what I already know. Biggest of them all, be frugal within reason. Money is not meant to dictate what I buy or not, it is a tool (platform) that I have to enable me (and others) enjoy the comforts of life.

Travelling and living in a different culture surely widens ones knowledge and outlook in life, it has mine! so I'mma keep gallivanting around the globe.

April 6, 2012

opportunity, gratitude and blessings
TerryApril 6, 2012 0 comments

Gratitude can transform common days into thanksgivings, turn routine jobs into joy, and change ordinary opportunities into blessings. --  William Arthur Ward 
 

I recently joined a yoga class in campus. One of the things that our yogi emphasizes on is the attitude of gratitude. Being grateful for things we take as "ordinary' such as gift of breath, the oxygen we inhale and the ability to exhale CO2. 
 
Gratitude has become a part of what now comes automatically to me. Inhaling the good of life, being able to exhale the not-so-goods while being grateful for everything that comes my way.
It is something (gratitude) I always strive to do, though now it's like an enlightenment that empowers me to create my own destiny. 
 
I am counting my blessings one by one and acknowledging what the mighty God, who I believe in, has done.
 
John Marks Templeton in his book Wisdom from World Religions: Pathways toward heaven on earth says that "Gratitude can be a powerful magnet that attracts increasing blessings to us—love, joy, opportunity, health, friends, material good. Those who are grateful
 
This week has especially been a week of opportunity for me. I was blessed to be part of a great team with fabulous people, doing what I have always wanted to do. I return, I will commit to the endeavour.
I the opportunity to learn, grow as well as contribute to a worthy cause!
Gratitude is not only the greatest of virtues , but the parent of all others. ~~ Cicero